State mandates for insurance benefits for behavioral care wpe10.gif (4713 bytes) Back

Mental Health Parity Law explained
 

State

Are all mental health disorders covered?
"SMI" means that serious, usually organically based, emotional disorders are covered. 80% of problems are usually classified as such, yet your insuror may choose to accept only certain diagnoses, i.e. depression, panic disorder, schizophrenia

Managed Care Allowed? Substance Abuse or Chemical Dependency covered?
California SMI Yes No
Colorado SMI Yes No
Connecticut Yes Yes No
D.C. Yes, in group, indiv., HMO, & District employee plans Yes No
Georgia Yes Yes No
Maryland Yes Yes Yes
Minnesota Mandated for HMO's and mandated if offered for individual policies Yes Yes
New Jersey SMI Yes No
Oklahoma SMI Yes No
Pennsylvania SMI Yes No
Texas SMI Yes No
Virginia SMI Yes Yes
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